Disclosures

Important — please read

BridgeConnect is a platform operated by Earth Guard Ventures (registration no. 202603144809). It is not a licensed capital markets intermediary and is not regulated by the Securities Commission Malaysia. Participation on the platform is not an investment in securities, a collective investment scheme, a deposit, or a regulated financial product. Your capital is at risk. Returns are not guaranteed. There is no deposit insurance and no investor compensation scheme that applies to activity on BridgeConnect.

1. Who operates this platform

BridgeConnect is the software platform. The businesses behind it are:

• Earth Guard Ventures (registration no. 202603144809) — the operator and your counterparty. A business registered in Malaysia. It operates BridgeConnect, holds the funds you deposit, and pays out withdrawals and returns. This is the party you contract with.
• Earth Guard Sdn Bhd (registration no. 202501001097) — the procurement company. A company registered in Malaysia. It places and carries out the purchase orders with oil & gas buyers, and receives payment from those buyers when an order completes.

Both businesses are part of the Earth Guard group. In these Disclosures, "we" and "us" mean Earth Guard Ventures.

2. What BridgeConnect actually is

BridgeConnect organises short-term contractual financing against specific purchase orders ("POs"). When a participant deploys capital against a PO, the participant enters into a financing arrangement with Earth Guard Ventures under which they are entitled to a tiered contractual return on completion of that PO's payment cycle.

The underlying POs are placed and performed by Earth Guard Sdn Bhd. This is a procurement-financing arrangement. It is not the subscription of, nor the dealing in, any unit, share, debenture, or other security; it is not a fund, scheme, or pooled investment vehicle within the meaning of the Capital Markets and Services Act 2007.

3. Your membership NFT

When your account is funded, we issue you a membership NFT — think of it as a digital membership card. It shows that you are a funded member and which tier you are in. You can see it inside the BridgeConnect app, and view it live on OpenSea, because it lives on the Polygon blockchain.

The NFT is soulbound: it cannot be sold, sent, or transferred to anyone else. It stays yours for as long as your account is open. If you close your account by withdrawing everything, your membership ends and the NFT is revoked. Because it lives on a public blockchain, the token and the tier shown on it are public and remain visible even after it is revoked.

The NFT is a record of membership only. It is not a security or a share, and it does not by itself give any right to profit. Your returns come from the procurement-financing arrangement described above.

4. Risks

• Capital risk. Buyers under a PO may pay late, in part, or not at all. Suppliers may fail to deliver. In either case, the cycle may not complete and your capital may be returned late or only partially.
• No guarantee of return. Tier rates shown in the platform are the rates that apply when a cycle completes successfully. They are not promises. Historical cycle performance is not a reliable indicator of future results.
• Liquidity risk. Capital is locked for the duration of the cycle it is deployed against. There is no secondary market and no early-withdrawal facility.
• Concentration risk. Where capital is deployed against a small number of POs, default by a single buyer can have a material effect on returns.
• Counterparty risk. Neither Earth Guard Ventures nor Earth Guard Sdn Bhd is a bank or licensed deposit-taking institution. Funds you deposit are held by Earth Guard Ventures. Payments to you depend on Earth Guard Sdn Bhd completing the POs and receiving payment from buyers, and on the continued solvency and operation of both businesses.
• Regulatory risk. Malaysian regulation of procurement-financing arrangements may change. New rules could require us to alter, suspend, or wind down activity.

5. Conflicts of interest

A fixed five percent (5%) of each PO value is deducted in the commission waterfall as the participant-cost component. The amount actually paid to participants depends on the participant's tier (3%, 4%, or 5%). Where the tier rate is below 5%, Earth Guard Ventures retains the difference (the "spread") as its operating margin. This spread is the principal source of Earth Guard Ventures' revenue from the platform and is disclosed here so that participants understand the economic incentive structure.

6. No advice

Nothing on the platform is intended as investment, tax, legal, accounting, or other professional advice. Estimates and projections shown in the dashboards are illustrative only. You should consult your own qualified advisors before deciding to participate.

7. Tax

Returns paid to participants may be subject to Malaysian income tax and other taxes depending on the participant's circumstances. Earth Guard Ventures does not withhold tax. Participants are responsible for their own tax compliance.

8. Anti-money-laundering

Earth Guard Ventures operates an invite-only model and may carry out identity, source-of-funds, and source-of-wealth checks before activating an account or accepting capital. We reserve the right to refuse onboarding, freeze an account, or report suspicious activity to the Financial Intelligence and Enforcement Department of Bank Negara Malaysia where required by law.

9. Contact

Questions about these disclosures or about a specific cycle: info@bridgeconnect.network.