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Earn 3% to 5%
on real oil & gas purchase orders.

Put idle ringgit to work behind the parts that keep Malaysia's oil & gas operators running.

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RM 5,000minimum60–90day cycles3–5%per cycleDailycapital tracking
How it works

Four steps. No hidden mechanics.

Exactly what happens to your money, from deposit to payout.

01
You deposit
Move money from your bank into your wallet. Minimum RM 5,000. It sits idle until a purchase order needs funding.
02
Capital is deployed
The moment a purchase order is issued, your idle capital is automatically deployed to help fund it. You don't pick orders — but you can see exactly which POs your money is in.
03
The buyer pays
The end buyer typically pays the invoice 60 to 90 days after the purchase order is confirmed. The cycle closes when that payment clears.
04
You earn
Your profit — your tier rate (3%, 4%, or 5%) on the amount deployed — is credited back to your wallet. Withdraw it, or leave it to grow in the next cycle.
How it compares

Per-cycle returns, translated to annualised rates.

Compared with common Malaysian options.

Fixed Deposit
~3.5%
ASB
~5.0%
Unit Trust
~8.0%
P2P Lending
~12.0%
BridgeConnect
~30% p.a.*
*Best case. The ~30% assumes top (Gold) tier with capital reinvested and no gaps between cycles. The real return depends on the tier, the cycle length, and how often the money is actually funding an order. Past cycles don't guarantee future ones.
Tiers

Higher capital, higher rate.

Your tier is set by how much capital you've put in. Nothing to apply for — it moves up automatically.

Standard
3%
Under RM 10,000
Silver
4%
RM 10,000 – RM 49,999
Most popular
Gold
5%
RM 50,000+

Want to see what your numbers look like? Pick a capital amount and cycle length — we'll show the per-cycle and annualised return.

What you're funding

Real consumables. Real buyers. Real numbers.

What it is

We finance purchase orders for the everyday consumables — gaskets, fittings, sensors, valves, coatings, PPE, tools and replacement parts — that oil & gas operators go through every week. Every order is already placed by the buyer before it's funded. You're backing goods a buyer has already committed to, not a bet on the market.

A recent PO · anonymised

How one looks in your portfolio

PO valueRM 18,400
DescriptionValves, gaskets & pipe fittings
DeliveryPetronas MLNG
Your shareRM 8,000
Your tierGold · 5%
Your return+ RM 400
Cleared on day 58 of 60. Capital returned to wallet the same day.
FAQ

Common questions.

How is my money put to work?+

Your capital is deployed automatically — you don't pick individual POs. When a purchase order is issued, it's funded from the shared investor pool, split across multiple investors at once. Your slice is proportional to how much idle capital you have, so a bigger deposit funds a bigger share.

Example

A new RM 10,000 purchase order is split across everyone with idle capital, in line with how much each has sitting idle:

InvestorIdle CapitalAmount Deployed
Investor ARM 20,000RM 4,000
Investor BRM 10,000RM 2,000
Investor CRM 8,000RM 1,600
Investor DRM 7,000RM 1,400
Investor ERM 5,000RM 1,000
TotalRM 50,000RM 10,000

The pool holds RM 50,000, so this order uses 20% of everyone's idle capital. Investor A has the most idle, so A funds the most — and earns the most when the buyer pays.

What is a cycle?+

A cycle is the full life of one purchase order: the buyer places it, the supplier is paid upfront, the goods are delivered, and finally the buyer pays the invoice. When that payment clears, the cycle closes and your capital plus profit returns to your wallet — usually 60 to 90 days.

How do I withdraw my money?+

You can withdraw idle capital from your wallet any time. If your capital is deployed in live POs, you submit a withdrawal request instead — it joins a queue. As those POs clear their commission and enough capital is freed to cover your request, the money is unlocked and paid out after admin approval.

How is this different from P2P lending?+

You're not lending to a borrower. You're funding a specific purchase order with a specific buyer — usually a large operator with set payment terms. The cycle ends when that buyer pays the invoice, not when a borrower decides to repay.

Ready to put idle ringgit to work?

Sign in with your email, deposit from RM 5,000, and your first cycle can start within days.

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