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Earn 3% to 5%
on real oil & gas purchase orders.

Put idle ringgit to work behind the parts that keep Malaysia's oil & gas operators running. Cycles run 60 to 90 days. Minimum RM 5,000.

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RM 5,000minimum60–90day cycles3–5%per cycleDailycapital tracking
How it works

Four steps. No hidden mechanics.

Exactly what happens to your money, from deposit to payout.

01
You deposit
Deposit from your bank into your wallet. Minimum RM 5,000. It sits idle until a purchase order needs funding.
02
Capital is deployed
When a buyer issues a purchase order, your idle capital funds the supplier upfront. You can see exactly which POs your money is in.
03
The buyer pays
The end buyer pays the invoice — typically 60 to 90 days. The cycle closes when payment clears.
04
You earn
Your tier rate (3%, 4%, or 5%) multiplied by the amount deployed is credited back to your wallet. Withdraw it, or leave it to compound into the next cycle.
How it compares

Per-cycle returns, translated to annualised rates.

Compared with common Malaysian options.

Fixed Deposit
~3.5%
ASB
~5.0%
Unit Trust
~8.0%
P2P Lending
~12.0%
BridgeConnect
~30% p.a.*
*Best case. The ~30% assumes top (Gold) tier with capital reinvested and no gaps between cycles. The real return depends on the tier, the cycle length, and how often the money is actually funding an order. Past cycles don't guarantee future ones.
Tiers

Higher capital, higher rate.

Your tier is set by how much capital you've put in. Nothing to apply for — it moves up automatically.

Standard
3%
Under RM 10,000
Silver
4%
RM 10,000 – RM 49,999
Most popular
Gold
5%
RM 50,000+

Want to see what your numbers look like? Pick a capital amount and cycle length — we'll show the per-cycle and annualised return.

What you're funding

Real consumables. Real buyers. Real numbers.

What it is

We finance purchase orders for the everyday consumables — gaskets, fittings, sensors, valves, coatings, PPE, tools and replacement parts — that oil & gas operators go through every week. Every order is already placed by the buyer before it's funded. You're backing goods a buyer has already committed to, not a bet on the market.

A recent PO · anonymised

How one looks in your portfolio

PO valueRM 18,400
DescriptionValves, gaskets & pipe fittings
DeliveryPetronas MLNG
Your shareRM 8,000
Your tierGold · 5%
Your return+ RM 400
Cleared on day 58 of 60. Capital returned to wallet the same day.
FAQ

Common questions.

How is my money put to work?+

Your capital is deployed automatically — you don't pick individual POs. When a purchase order is issued, it's funded from the shared investor pool, split across multiple investors at once. Your slice is proportional to how much idle capital you have, so a bigger deposit funds a bigger share.

Example

Five investors have money sitting idle in the pool. A new RM 10,000 purchase order comes in, and it's split across all five — in line with how much each one has sitting idle.

Investor A · RM 20,000 idleRM 4,000
Investor B · RM 10,000 idleRM 2,000
Investor C · RM 8,000 idleRM 1,600
Investor D · RM 7,000 idleRM 1,400
Investor E · RM 5,000 idleRM 1,000
Total · RM 50,000 idleRM 10,000

The pool holds RM 50,000, so this RM 10,000 order uses 20% of everyone's idle capital (10,000 ÷ 50,000). Investor A has the most sitting idle, so A funds the biggest slice — and earns the most when the buyer pays.

What is a cycle?+

A cycle is the full life of one purchase order: the buyer places it, the supplier is paid upfront, the goods are delivered and signed for, and finally the buyer pays the invoice. When that payment clears, the cycle closes and your capital plus profit returns to your wallet. A cycle typically runs 60 to 90 days.

How do I withdraw my money?+

Withdraw your idle capital any time from your wallet, along with the profit earned from POs that have cleared. Minimum withdrawal is RM 5,000. Funds are released after admin approval, typically within 1–2 business days. Capital that's deployed in a live cycle becomes available when that cycle closes.

How is this different from P2P lending?+

You're not lending to a borrower. You're funding a specific purchase order with a specific buyer — usually a large operator with established payment terms. The cycle ends when that buyer pays the invoice, not when a borrower decides to repay.

Ready to put idle ringgit to work?

Sign in with your email, deposit from RM 5,000, and your first cycle can start within days.

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